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Tuesday, May 18, 2004

Assuming responsibility

[Radley Balko, "'Beyond Personal Responsibility,'" Tech Central Station, 17 May 2004.]

As Cato Institute policy analyst Radley Balko points out in this column, there is a growing sentiment that "we've got to move beyond personal responsibility" to ensure adequate health care. Unfortunately, it is exactly this erosion of responsibility that is undermining the nation's health:

Instead of manipulating or intervening in the array of food options available to American consumers, our government ought to be working to foster a sense of responsibility in and ownership of our own health and well-being. But we're doing just the opposite.

We're becoming less responsible for our own health, and more responsible for everyone else's. Your heart attack drives up the cost of my premiums and office visits. And if the government is paying for my anti-cholesterol medication, what incentive is there for me to put down the cheeseburger?

This collective ownership of private health then paves the way for even more federal restrictions on consumer choice and civil liberties. A society where everyone is responsible for everyone else's well-being is a society more apt to accept government restrictions, for example -- on what McDonalds can put on its menu, what Safeway or Kroger can put on grocery shelves, or holding food companies responsible for the bad habits of unhealthy consumers.

The best way to alleviate the obesity "public health" crisis is to remove obesity from the realm of public health. It doesn't belong there. It's difficult to think of anything more private and of less public concern than what we choose to put into our bodies. It only becomes a public matter when we force the public to pay for the consequences of those choices. If policymakers want to fight obesity, they'll halt the creeping socialization of medicine, and move to return individual Americans' ownership of their own health and well-being back to individual Americans.

That means freeing insurance companies to reward healthy lifestyles, and penalize poor ones. It means halting plans to further socialize medicine and health care. Congress should also increase access to medical and health savings accounts, which give consumers the option of rolling money reserved for health care into a retirement account. These accounts introduce accountability into the health care system, and encourage caution with one's health care dollar. When money we spend on health care doesn't belong to our employer or the government, but is money we could devote to our own retirement, we're less likely to run to the doctor at the first sign of a cold.

We'll all make better choices about diet, exercise, and personal health when someone else isn't paying for the consequences of those choices.


[See Charles W. Van Way, III, M.D., "The Strength of a Really Bad Idea," The Flint Hills Center.]

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