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Tuesday, April 12, 2005

Settle your doctor's bill before you leave the office

[Karen Bells, "Speeding the flow of co-pays," The Cincinnati Business Courier, 11 April 2005.]

Progress continues to be made in the effort to improve the viability of health savings accounts and reduce the administrative overhead of physicians:

UnitedHealthcare is rolling out a program that will provide real-time payments to physicians through direct deposit. The change will apply when UHC enrollees who have health savings accounts or health reimbursement accounts use their medical ID card to make a payment.

The enrollee, or patient, uses the "swipe card" at the doctor's office to pay the co-payment and other uncovered portions of services from the HSA or HRA account with money he or she has designated for health costs through the employer. The money then will be deposited directly into the physicians office's account.

"Our vision is to gain real-time autoadjudication of every process," [Dorothy Coleman of UnitedHealthcare] said. "You'll see a lot more automation adopted in health care. We have to eliminate that 30 to 35 percent waste."


[William C. Short, "HSAs treat ills of health care payment system," The Business Journal of Kansas City, 25 March 2005.]

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